Rent to Own

Rent to Own is a commercial finance facility which can be used for the purchase of a range of business assets: trucks, equipment, business vehicles and other goods. It is an off-balance sheet product which enables companies to have use of assets without the burden associated with full ownership.


  • Our cheap interest rate guarantee on all rent to own agreements.
  • Often known as an operating lease.
  • The lender purchases the asset so it appears as asset/liability on their balance sheet not on the borrower’s. That is, an off-balance sheet finance product.
  • Lender rents the asset to the borrower for a fixed monthly payment.
  • The interest rate, monthly payment and rental term is fixed.
  • Terms up to 6 years, dependent on specifics of the asset.
  • Repayments are tax deductible and GST can be claimed on the repayments.
  • At the end of the loan agreement, borrower and lender negotiate a buyback so the borrower can take ownership of the asset

Our consultants are highly skilled and trained professionals and will explain all the details and structure a rent to own finance deal to suit your business.

Contact us to discuss how Rent to Own will work for your business acquisitions and how our consultants will work to achieve you the best finance deal at our cheap interest rates.